Resources That Make Adoption Affordable
The adoption process can bring an immense amount of joy, but depending on the program, it can also be expensive. While the majority of costs are covered for those who adopt from MN foster care, families who chose to adopt through U.S. infant or international adoption are faced with a variety of adoption fees. Families from all economic situations can adopt by tapping into a variety of resources and strategies.
Your Adoption Finance Coach
Your Adoption Finance Coach services are free for our families, services include budgeting tips, training, funding application templates, individualized financial plans, finance boot camp and more! As a client of CH/LSS you may also consult one-on-one with an adoption finance coach to discuss your individual circumstances.
Access Your Adoption Finance Coach
You can learn more about Your Adoption Finance Coach (YAFC) by visiting the portal. Once you’ve logged into the portal, you will gain access to the many resources made available through this service. Current client families: please email us if you’d like to create a login for immediate access to the Your Adoption Finance Coach portal resources.Access Your Adoption Finance Coach Portal Learn More about YAFC
Adoption Support Fund
Through private donations, Children’s Home offers the Adoption Support Fund to individuals using our services. For adoption grants, priority is given to families that are adopting relatives, sibling groups, school-age children, and children of all ages with identified needs. Applicants must be Children’s Home or LSS clients and must be matched to a child(ren) at the time of application, those pursuing a relative/identified adoption may apply any time.
Applicants are evaluated based on financial criteria including need, commitment to funding the adoption, income, expenses, assets, and debts. Grants range from $25 – $10,000.
Please contact us for an Adoption Support Fund application.
Children’s Home is proud to be an affiliate of Brittany’s Hope, who offers financial grants to individuals or families who are adopting a child with identified needs, an older child, or a sibling group. To learn more about the BH Adoption Grant program or to obtain an application, contact Sue Orban.
Adoption Tax Credit
Tax benefits for adoption include both a tax credit for qualified adoption expenses paid to adopt an eligible child and an exclusion from income for employer-provided adoption assistance. The credit is nonrefundable, which means it’s limited to your tax liability for the year. However, any credit in excess of your tax liability may be carried forward for up to five years. The maximum amount for 2021 is $14,440 per child.Learn More
Assistance, Grants, Loans & More
There are a number of organizations that provide financial aid and grants to adoptive families. We at CH/LSS do not recommend any particular organization, nor is this an exhaustive list. Please check with each organization prior to submitting an application.
Abba Fund | Adoption Loans for Christian Couples
A Child Waits Foundation | Adoption Grants & Loans
Adopt Together | Adoption Crowdfunding Platform
Adoption Assistance for Children Adopted from Foster Care | Factsheet from Child Welfare Information Gateway & The Children’s Bureau
Adoption Fund for Ministers | Adoption Grants for Church Leaders
Adoption is Love Fund | Adoption Grants for MN Residents
Adoption Tax Credit | U.S. Government
Both Hands Foundation | Adoption Grants for Christian Families
Brittany’s Hope | Adoption Grants, Children’s Home is a partnering agency
Childless Mothers Adopt | Adoption Grants for Families Adopting Children Ages 2+
Gift of Adoption Fund | Adoption Grants
God’s Grace Adoption Ministry | Adoption Grants for Christian, Heterosexual, Couples
Golden Dawn Adoption Assistance | Adoption Grants for LDS Families
Education & Training Voucher Program (EVT) | Education Funding Through MN Department of Human Services
Fund Your Adoption | Resources for Adoption Grants & Loans
Heart of the Bride for Orphans | Adoption Grants
Hebrew Free Loan Association | No-Interest Adoption Loans
Help Us Adopt | Adoption Grants
JSC Foundation | Adoption Grants for Christian Couples
Katelyn’s Fund Orphan Ministry | Adoption Grants for Christian, Heterosexual Couples
Lifesong for Orphans | Adoption Grants for Church-Going Families
Lifetime Adoption Fund | Adoption Grants for Christian Couples
National Adoption Foundation | Adoption Grants & Loans
The Never Alone Foundation | Adoption & Post Adoption Grants
North American Council on Adoptable Children (NACAC) | Adoption Assistance Information by State
Pathways for Little Feet | Adoption Grants & Loans
Reece’s Rainbow | Adoptive Family Sponsorships
Room for One More | Adoption Grants
Show Hope | Adoption Grants
The Sparrow Fund | Adoption Grants
The Tina Cade Foundation | Domestic Adoption Grants
TrustOne Financial | Adoption Loans
Many employers offer adoption benefits and others might be willing to consider ways to become more adoption-friendly workplaces. Speak with your HR department about whether or not your employer offers adoption benefits. If they do—then be sure to utilize them! If they don’t, The Dave Thomas Foundation provides Adoption-Friendly Workplace kits that will help your employer find ways to become more adoption-friendly.Visit Dave Thomas Foundation Website for More Information
Educational Resources for Funding Adoption
Debt-free Adoption Webinar | Julie Gumm, Adoptive Mother, and Author, Adopt Without Debt: Creative Ways to Cover the Cost of Adoption, talks about strategies you can use to adopt a child debt-free.
How to Afford Adoption | For Creating a Family with Dawn Davenport, Dawn interviews the director of the Dave Thomas Foundation for Adoption and the founder of affordingadoption.com. Topics include grants, loans, tax credits, employee benefits, and fundraising for adoption.
Resources4Adoption | A one-stop resource for grants, loans, and advice about funding your adoption.
Adoption Fundraising Infographic| Find ten resources, fun activities, and fundraising campaigns that will help offset the cost of adoption.